Call reports 2011
FARMERS STATE BANK OF WESTERN ILLINOIS — 2011
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,259,000 | 119,090,000 | 124,301,000 | 123,809,000 |
| Total loans | 69,864,000 | 69,705,000 | 70,814,000 | 72,063,000 |
| Allowance for loan losses | 570,000 | 562,000 | 643,000 | 540,000 |
| Securities available for sale | 29,361,000 | 28,672,000 | 30,981,000 | 33,610,000 |
| Securities held to maturity | 3,617,000 | 3,592,000 | 3,593,000 | 3,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,138,000 | 102,721,000 | 107,511,000 | 106,728,000 |
| Interest-bearing deposits | 83,058,000 | 86,504,000 | 89,632,000 | 87,433,000 |
| Noninterest-bearing deposits | 18,080,000 | 16,217,000 | 17,879,000 | 19,295,000 |
| Equity capital | 14,208,000 | 14,444,000 | 14,865,000 | 15,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,634,000 | 3,975,000 | 5,280,000 |
| Interest expense | 226,000 | 432,000 | 659,000 | 816,000 |
| Net interest income | 1,086,000 | 2,202,000 | 3,316,000 | 4,464,000 |
| Noninterest income | 180,000 | 374,000 | 566,000 | 700,000 |
| Noninterest expense | 836,000 | 1,658,000 | 2,445,000 | 3,374,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 370,000 | 798,000 | 1,289,000 | 1,584,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 26,000 |
| Net income | 362,000 | 790,000 | 1,281,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,051,000 | 13,953,000 | 14,294,000 | 14,572,000 |
| Total capital | 14,621,000 | 14,515,000 | 14,937,000 | 15,112,000 |
| Risk-weighted assets | 83,766,000 | 84,786,000 | 86,643,000 | 87,025,000 |