Call reports 2010
FARMERS STATE BANK OF WESTERN ILLINOIS — 2010
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,662,000 | 105,570,000 | 109,415,000 | 119,406,000 |
| Total loans | 70,528,000 | 69,794,000 | 69,511,000 | 73,193,000 |
| Allowance for loan losses | 542,000 | 503,000 | 392,000 | 476,000 |
| Securities available for sale | 17,719,000 | 13,984,000 | 20,318,000 | 22,518,000 |
| Securities held to maturity | 4,064,000 | 3,840,000 | 3,840,000 | 3,841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,877,000 | 89,802,000 | 93,394,000 | 103,469,000 |
| Interest-bearing deposits | 70,954,000 | 73,817,000 | 77,813,000 | 86,369,000 |
| Noninterest-bearing deposits | 15,923,000 | 15,985,000 | 15,581,000 | 17,100,000 |
| Equity capital | 13,810,000 | 13,857,000 | 14,049,000 | 14,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,685,000 | 4,027,000 | 5,357,000 |
| Interest expense | 257,000 | 502,000 | 742,000 | 976,000 |
| Net interest income | 1,073,000 | 2,183,000 | 3,285,000 | 4,381,000 |
| Noninterest income | 159,000 | 368,000 | 547,000 | 736,000 |
| Noninterest expense | 854,000 | 1,660,000 | 2,482,000 | 3,344,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 240,000 |
| Pretax income | 333,000 | 801,000 | 1,215,000 | 1,533,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 18,000 |
| Net income | 325,000 | 793,000 | 1,207,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,350,000 | 13,317,000 | 13,580,000 | 13,888,000 |
| Total capital | 13,892,000 | 13,820,000 | 13,972,000 | 14,364,000 |
| Risk-weighted assets | 81,547,000 | 81,224,000 | 82,280,000 | 86,415,000 |