Call reports 2009
FARMERS STATE BANK OF WESTERN ILLINOIS — 2009
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,293,000 | 103,543,000 | 104,854,000 | 107,784,000 |
| Total loans | 64,584,000 | 64,691,000 | 65,554,000 | 71,672,000 |
| Allowance for loan losses | 507,000 | 522,000 | 530,000 | 502,000 |
| Securities available for sale | 16,837,000 | 19,110,000 | 18,509,000 | 17,513,000 |
| Securities held to maturity | 4,664,000 | 4,263,000 | 4,164,000 | 4,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,132,000 | 88,648,000 | 89,566,000 | 92,199,000 |
| Interest-bearing deposits | 73,599,000 | 72,825,000 | 74,177,000 | 74,896,000 |
| Noninterest-bearing deposits | 16,533,000 | 15,823,000 | 15,389,000 | 17,303,000 |
| Equity capital | 13,162,000 | 12,937,000 | 13,337,000 | 13,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 2,769,000 | 4,106,000 | 5,468,000 |
| Interest expense | 332,000 | 644,000 | 944,000 | 1,233,000 |
| Net interest income | 1,087,000 | 2,125,000 | 3,162,000 | 4,235,000 |
| Noninterest income | 169,000 | 362,000 | 541,000 | 741,000 |
| Noninterest expense | 814,000 | 1,571,000 | 2,414,000 | 3,256,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 397,000 | 828,000 | 1,156,000 | 1,542,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 397,000 | 828,000 | 1,156,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,711,000 | 12,568,000 | 12,796,000 | 13,174,000 |
| Total capital | 13,218,000 | 13,090,000 | 13,326,000 | 13,676,000 |
| Risk-weighted assets | 77,475,000 | 77,670,000 | 78,291,000 | 83,023,000 |