Call reports 2007
FARMERS STATE BANK OF WESTERN ILLINOIS — 2007
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,840,000 | 95,644,000 | 101,120,000 | 106,080,000 |
| Total loans | 64,884,000 | 66,866,000 | 69,719,000 | 67,321,000 |
| Allowance for loan losses | 413,000 | 440,000 | 489,000 | 481,000 |
| Securities available for sale | 13,146,000 | 11,841,000 | 9,724,000 | 12,076,000 |
| Securities held to maturity | 4,909,000 | 4,889,000 | 4,889,000 | 4,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,989,000 | 82,762,000 | 87,826,000 | 92,186,000 |
| Interest-bearing deposits | 68,858,000 | 69,263,000 | 74,929,000 | 76,903,000 |
| Noninterest-bearing deposits | 13,131,000 | 13,499,000 | 12,897,000 | 15,283,000 |
| Equity capital | 10,611,000 | 10,855,000 | 11,244,000 | 11,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,979,000 | 4,569,000 | 6,194,000 |
| Interest expense | 497,000 | 1,036,000 | 1,608,000 | 2,202,000 |
| Net interest income | 968,000 | 1,943,000 | 2,961,000 | 3,992,000 |
| Noninterest income | 152,000 | 322,000 | 490,000 | 663,000 |
| Noninterest expense | 762,000 | 1,511,000 | 2,278,000 | 3,010,000 |
| Provision for loan losses | 30,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 328,000 | 664,000 | 1,053,000 | 1,525,000 |
| Income tax | -2,000 | -2,000 | -2,000 | 11,000 |
| Net income | 330,000 | 666,000 | 1,055,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,786,000 | 11,047,000 | 11,336,000 | 11,795,000 |
| Total capital | 11,199,000 | 11,487,000 | 11,825,000 | 12,276,000 |
| Risk-weighted assets | 75,458,000 | 77,368,000 | 76,671,000 | 81,508,000 |