Call reports 2006
FARMERS STATE BANK OF WESTERN ILLINOIS — 2006
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,280,000 | 95,880,000 | 97,175,000 | 94,543,000 |
| Total loans | 63,271,000 | 65,331,000 | 67,010,000 | 64,299,000 |
| Allowance for loan losses | 807,000 | 743,000 | 633,000 | 528,000 |
| Securities available for sale | 18,051,000 | 15,772,000 | 14,739,000 | 13,659,000 |
| Securities held to maturity | 4,932,000 | 4,905,000 | 4,904,000 | 4,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,681,000 | 78,993,000 | 81,844,000 | 81,633,000 |
| Interest-bearing deposits | 67,640,000 | 66,935,000 | 70,483,000 | 68,330,000 |
| Noninterest-bearing deposits | 12,041,000 | 12,058,000 | 11,360,000 | 13,303,000 |
| Equity capital | 9,660,000 | 9,890,000 | 10,377,000 | 10,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,825,000 | 4,346,000 | 5,834,000 |
| Interest expense | 416,000 | 893,000 | 1,433,000 | 1,960,000 |
| Net interest income | 962,000 | 1,932,000 | 2,913,000 | 3,874,000 |
| Noninterest income | 159,000 | 344,000 | 520,000 | 683,000 |
| Noninterest expense | 762,000 | 1,491,000 | 2,240,000 | 2,979,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 344,000 | 755,000 | 1,148,000 | 1,518,000 |
| Income tax | -2,000 | -2,000 | -2,000 | 6,000 |
| Net income | 346,000 | 757,000 | 1,150,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,091,000 | 10,401,000 | 10,694,000 | 11,032,000 |
| Total capital | 10,898,000 | 11,144,000 | 11,327,000 | 11,560,000 |
| Risk-weighted assets | 74,528,000 | 73,700,000 | 77,401,000 | 74,744,000 |