Call reports 2004
FARMERS STATE BANK OF WESTERN ILLINOIS — 2004
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 97,231,000 | 96,242,000 | 96,694,000 | 97,858,000 |
| Total loans | 59,127,000 | 59,966,000 | 61,747,000 | 59,901,000 |
| Allowance for loan losses | 945,000 | 1,038,000 | 1,052,000 | 919,000 |
| Securities available for sale | 20,734,000 | 19,710,000 | 19,428,000 | 20,905,000 |
| Securities held to maturity | 3,690,000 | 3,935,000 | 4,177,000 | 5,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,013,000 | 85,322,000 | 85,335,000 | 86,211,000 |
| Interest-bearing deposits | 74,941,000 | 74,542,000 | 75,159,000 | 73,584,000 |
| Noninterest-bearing deposits | 11,072,000 | 10,780,000 | 10,176,000 | 12,627,000 |
| Equity capital | 9,342,000 | 8,991,000 | 9,432,000 | 9,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,617,000 | 3,936,000 | 5,269,000 |
| Interest expense | 328,000 | 640,000 | 947,000 | 1,258,000 |
| Net interest income | 978,000 | 1,977,000 | 2,989,000 | 4,011,000 |
| Noninterest income | 162,000 | 355,000 | 522,000 | 680,000 |
| Noninterest expense | 794,000 | 1,545,000 | 2,311,000 | 3,054,000 |
| Provision for loan losses | 75,000 | 150,000 | 195,000 | 240,000 |
| Pretax income | 271,000 | 637,000 | 1,019,000 | 1,411,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 271,000 | 637,000 | 1,019,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,955,000 | 9,071,000 | 9,353,000 | 9,691,000 |
| Total capital | 9,804,000 | 9,932,000 | 10,240,000 | 10,569,000 |
| Risk-weighted assets | 67,819,000 | 68,686,000 | 70,772,000 | 70,187,000 |