Call reports 2003
FARMERS STATE BANK OF WESTERN ILLINOIS — 2003
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 97,911,000 | 99,743,000 | 97,659,000 | 99,132,000 |
| Total loans | 63,895,000 | 63,225,000 | 61,007,000 | 60,908,000 |
| Allowance for loan losses | 1,025,000 | 966,000 | 998,000 | 929,000 |
| Securities available for sale | 16,218,000 | 16,468,000 | 16,073,000 | 17,595,000 |
| Securities held to maturity | 3,101,000 | 3,003,000 | 3,005,000 | 2,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,849,000 | 88,673,000 | 86,810,000 | 88,073,000 |
| Interest-bearing deposits | 75,686,000 | 76,377,000 | 76,377,000 | 75,534,000 |
| Noninterest-bearing deposits | 11,163,000 | 12,296,000 | 10,433,000 | 12,539,000 |
| Equity capital | 9,089,000 | 8,811,000 | 8,947,000 | 9,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 2,931,000 | 4,330,000 | 5,668,000 |
| Interest expense | 453,000 | 859,000 | 1,234,000 | 1,590,000 |
| Net interest income | 1,026,000 | 2,072,000 | 3,096,000 | 4,078,000 |
| Noninterest income | 182,000 | 405,000 | 581,000 | 759,000 |
| Noninterest expense | 752,000 | 1,512,000 | 2,320,000 | 3,070,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 350,000 |
| Pretax income | 381,000 | 815,000 | 1,180,000 | 1,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 381,000 | 815,000 | 1,180,000 | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,525,000 | 8,309,000 | 8,548,000 | 8,810,000 |
| Total capital | 9,396,000 | 9,186,000 | 9,408,000 | 9,674,000 |
| Risk-weighted assets | 69,513,000 | 70,064,000 | 68,647,000 | 69,027,000 |