Call reports 2001
FARMERS STATE BANK OF WESTERN ILLINOIS — 2001
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,965,000 | 97,352,000 | 101,267,000 | 103,248,000 |
| Total loans | 68,500,000 | 70,502,000 | 71,599,000 | 69,186,000 |
| Allowance for loan losses | 896,000 | 956,000 | 1,092,000 | 1,146,000 |
| Securities available for sale | 13,403,000 | 14,901,000 | 14,696,000 | 16,885,000 |
| Securities held to maturity | 1,967,000 | 1,791,000 | 1,790,000 | 1,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,437,000 | 89,089,000 | 92,850,000 | 95,282,000 |
| Interest-bearing deposits | 84,829,000 | 80,605,000 | 84,406,000 | 83,665,000 |
| Noninterest-bearing deposits | 8,608,000 | 8,484,000 | 8,444,000 | 11,617,000 |
| Equity capital | 7,586,000 | 7,657,000 | 7,728,000 | 7,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,046,000 | 4,015,000 | 5,947,000 | 7,791,000 |
| Interest expense | 1,050,000 | 1,990,000 | 2,877,000 | 3,688,000 |
| Net interest income | 996,000 | 2,025,000 | 3,070,000 | 4,103,000 |
| Noninterest income | 145,000 | 361,000 | 526,000 | 721,000 |
| Noninterest expense | 732,000 | 1,450,000 | 2,166,000 | 2,903,000 |
| Provision for loan losses | 55,000 | 130,000 | 580,000 | 1,250,000 |
| Pretax income | 354,000 | 808,000 | 852,000 | 673,000 |
| Income tax | 0 | 1,000 | 1,000 | 5,000 |
| Net income | 354,000 | 807,000 | 851,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,535,000 | 7,657,000 | 7,443,000 | 7,219,000 |
| Total capital | 8,431,000 | 8,581,000 | 8,394,000 | 8,146,000 |
| Risk-weighted assets | 71,906,000 | 73,889,000 | 75,938,000 | 73,972,000 |