Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,756,000 | 56,215,000 | 55,332,000 | 57,204,000 |
| Total loans | 32,847,000 | 34,555,000 | 36,390,000 | 35,899,000 |
| Allowance for loan losses | 513,000 | 519,000 | 525,000 | 531,000 |
| Securities available for sale | 14,384,000 | 14,383,000 | 11,427,000 | 12,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,887,000 | 48,398,000 | 47,238,000 | 49,035,000 |
| Interest-bearing deposits | 44,649,000 | 44,431,000 | 44,494,000 | 45,479,000 |
| Noninterest-bearing deposits | 4,238,000 | 3,967,000 | 2,744,000 | 3,556,000 |
| Equity capital | 6,766,000 | 6,721,000 | 6,994,000 | 6,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,792,000 | 2,714,000 | 3,607,000 |
| Interest expense | 560,000 | 1,130,000 | 1,665,000 | 2,135,000 |
| Net interest income | 331,000 | 662,000 | 1,049,000 | 1,472,000 |
| Noninterest income | 75,000 | 137,000 | 175,000 | 204,000 |
| Noninterest expense | 306,000 | 604,000 | 912,000 | 1,306,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 132,000 | 221,000 | 387,000 | 439,000 |
| Income tax | 28,000 | 37,000 | 49,000 | 40,000 |
| Net income | 104,000 | 184,000 | 338,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,571,000 | 6,645,000 | 6,816,000 | 6,148,000 |
| Total capital | 7,035,000 | 7,129,000 | 7,329,000 | 6,661,000 |
| Risk-weighted assets | 37,055,000 | 39,290,000 | 41,007,000 | 41,014,000 |