Call reports 2025
SECURITY NATIONAL BANK OF ENID, THE — 2025
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 399,237,000 | 390,398,000 | 369,610,000 | 390,280,000 |
| Total loans | 225,398,000 | 224,819,000 | 226,118,000 | 231,826,000 |
| Allowance for loan losses | 3,119,000 | 2,936,000 | 2,941,000 | 2,947,000 |
| Securities available for sale | 128,956,000 | 130,125,000 | 138,268,000 | 131,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,184,000 | 357,699,000 | 335,063,000 | 356,272,000 |
| Interest-bearing deposits | 265,762,000 | 264,534,000 | 245,162,000 | 259,068,000 |
| Noninterest-bearing deposits | 101,422,000 | 93,165,000 | 89,901,000 | 97,204,000 |
| Equity capital | 31,229,000 | 31,870,000 | 33,571,000 | 33,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,225,000 | 8,844,000 | 13,430,000 | 17,909,000 |
| Interest expense | 1,783,000 | 3,642,000 | 5,420,000 | 7,008,000 |
| Net interest income | 2,442,000 | 5,202,000 | 8,010,000 | 10,901,000 |
| Noninterest income | 276,000 | 551,000 | 843,000 | 1,136,000 |
| Noninterest expense | 1,546,000 | 3,169,000 | 4,830,000 | 6,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,172,000 | 2,581,000 | 4,017,000 | 5,519,000 |
| Income tax | 32,000 | 58,000 | 83,000 | 108,000 |
| Net income | 1,140,000 | 2,523,000 | 3,934,000 | 5,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,012,000 | 34,395,000 | 34,806,000 | 34,533,000 |
| Total capital | 36,514,000 | 36,853,000 | 37,222,000 | 37,085,000 |
| Risk-weighted assets | 199,420,000 | 196,057,000 | 192,667,000 | 203,695,000 |