Call reports 2024
SECURITY NATIONAL BANK OF ENID, THE — 2024
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 373,575,000 | 375,788,000 | 373,673,000 | 382,370,000 |
| Total loans | 205,906,000 | 208,898,000 | 211,366,000 | 218,634,000 |
| Allowance for loan losses | 3,424,000 | 3,434,000 | 3,442,000 | 3,115,000 |
| Securities available for sale | 139,267,000 | 138,868,000 | 144,145,000 | 137,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,708,000 | 346,700,000 | 342,049,000 | 352,332,000 |
| Interest-bearing deposits | 224,108,000 | 237,880,000 | 236,450,000 | 239,522,000 |
| Noninterest-bearing deposits | 121,600,000 | 108,820,000 | 105,599,000 | 112,810,000 |
| Equity capital | 27,052,000 | 28,262,000 | 30,569,000 | 29,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,945,000 | 8,145,000 | 12,306,000 | 16,476,000 |
| Interest expense | 1,584,000 | 3,272,000 | 5,070,000 | 6,809,000 |
| Net interest income | 2,361,000 | 4,873,000 | 7,236,000 | 9,667,000 |
| Noninterest income | 585,000 | 936,000 | 1,242,000 | 1,540,000 |
| Noninterest expense | 1,536,000 | 3,105,000 | 4,672,000 | 6,323,000 |
| Provision for loan losses | 0 | 0 | 0 | -18,000 |
| Pretax income | 1,410,000 | 2,704,000 | 3,806,000 | 4,884,000 |
| Income tax | 45,000 | 59,000 | 74,000 | 90,000 |
| Net income | 1,365,000 | 2,645,000 | 3,732,000 | 4,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,443,000 | 33,722,000 | 33,810,000 | 33,622,000 |
| Total capital | 36,007,000 | 36,130,000 | 36,225,000 | 36,122,000 |
| Risk-weighted assets | 204,153,000 | 191,549,000 | 192,117,000 | 199,288,000 |