Call reports 2023
SECURITY NATIONAL BANK OF ENID, THE — 2023
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 378,343,000 | 371,227,000 | 350,049,000 | 374,978,000 |
| Total loans | 202,798,000 | 200,822,000 | 197,539,000 | 203,203,000 |
| Allowance for loan losses | 3,260,000 | 3,303,000 | 3,436,000 | 3,427,000 |
| Securities available for sale | 147,313,000 | 149,310,000 | 139,652,000 | 143,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,458,000 | 346,201,000 | 324,932,000 | 347,848,000 |
| Interest-bearing deposits | 240,564,000 | 238,578,000 | 217,424,000 | 232,692,000 |
| Noninterest-bearing deposits | 111,894,000 | 107,623,000 | 107,508,000 | 115,156,000 |
| Equity capital | 25,299,000 | 24,294,000 | 24,156,000 | 26,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,372,000 | 7,038,000 | 10,447,000 | 14,025,000 |
| Interest expense | 914,000 | 2,015,000 | 3,301,000 | 4,681,000 |
| Net interest income | 2,458,000 | 5,023,000 | 7,146,000 | 9,344,000 |
| Noninterest income | 324,000 | 647,000 | 966,000 | 1,275,000 |
| Noninterest expense | 1,590,000 | 3,216,000 | 4,783,000 | 6,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,192,000 | 2,454,000 | 3,329,000 | 4,243,000 |
| Income tax | 35,000 | 50,000 | 73,000 | 90,000 |
| Net income | 1,157,000 | 2,404,000 | 3,256,000 | 4,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,082,000 | 33,329,000 | 33,180,000 | 33,078,000 |
| Total capital | 35,785,000 | 35,773,000 | 35,543,000 | 35,582,000 |
| Risk-weighted assets | 215,539,000 | 194,544,000 | 187,855,000 | 199,274,000 |