Call reports 2022
SECURITY NATIONAL BANK OF ENID, THE — 2022
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 405,140,000 | 382,725,000 | 380,046,000 | 382,789,000 |
| Total loans | 197,623,000 | 202,126,000 | 206,751,000 | 205,387,000 |
| Allowance for loan losses | 3,406,000 | 3,373,000 | 3,398,000 | 3,357,000 |
| Securities available for sale | 146,147,000 | 152,279,000 | 145,303,000 | 154,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,307,000 | 357,530,000 | 355,944,000 | 358,804,000 |
| Interest-bearing deposits | 251,679,000 | 243,586,000 | 237,337,000 | 236,621,000 |
| Noninterest-bearing deposits | 124,628,000 | 113,944,000 | 118,607,000 | 122,183,000 |
| Equity capital | 28,375,000 | 24,683,000 | 23,429,000 | 23,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 5,126,000 | 7,796,000 | 11,096,000 |
| Interest expense | 113,000 | 257,000 | 559,000 | 1,169,000 |
| Net interest income | 2,206,000 | 4,869,000 | 7,237,000 | 9,927,000 |
| Noninterest income | 318,000 | 653,000 | 983,000 | 1,289,000 |
| Noninterest expense | 1,568,000 | 3,194,000 | 4,964,000 | 6,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 956,000 | 2,328,000 | 3,256,000 | 4,755,000 |
| Income tax | 60,000 | 154,000 | 214,000 | 275,000 |
| Net income | 896,000 | 2,174,000 | 3,042,000 | 4,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,341,000 | 32,619,000 | 32,488,000 | 32,675,000 |
| Total capital | 35,047,000 | 35,308,000 | 35,249,000 | 35,363,000 |
| Risk-weighted assets | 215,746,000 | 214,430,000 | 220,227,000 | 214,340,000 |