Call reports 2021
SECURITY NATIONAL BANK OF ENID, THE — 2021
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 398,810,000 | 409,919,000 | 387,409,000 | 417,480,000 |
| Total loans | 210,598,000 | 203,070,000 | 195,607,000 | 195,728,000 |
| Allowance for loan losses | 3,305,000 | 3,445,000 | 3,501,000 | 3,495,000 |
| Securities available for sale | 116,756,000 | 142,270,000 | 136,449,000 | 143,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,707,000 | 374,868,000 | 351,496,000 | 384,290,000 |
| Interest-bearing deposits | 248,407,000 | 254,044,000 | 247,156,000 | 266,831,000 |
| Noninterest-bearing deposits | 115,300,000 | 120,824,000 | 104,340,000 | 117,459,000 |
| Equity capital | 34,660,000 | 34,540,000 | 35,236,000 | 33,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,314,000 | 6,416,000 | 8,848,000 | 11,542,000 |
| Interest expense | 169,000 | 303,000 | 422,000 | 534,000 |
| Net interest income | 3,145,000 | 6,113,000 | 8,426,000 | 11,008,000 |
| Noninterest income | 311,000 | 649,000 | 978,000 | 1,325,000 |
| Noninterest expense | 1,521,000 | 3,089,000 | 4,605,000 | 6,270,000 |
| Provision for loan losses | 150,000 | 260,000 | 280,000 | 280,000 |
| Pretax income | 1,785,000 | 3,413,000 | 4,519,000 | 5,783,000 |
| Income tax | 63,000 | 129,000 | 184,000 | 240,000 |
| Net income | 1,722,000 | 3,284,000 | 4,335,000 | 5,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,724,000 | 32,185,000 | 32,237,000 | 31,945,000 |
| Total capital | 34,370,000 | 34,866,000 | 34,863,000 | 34,626,000 |
| Risk-weighted assets | 211,023,000 | 213,564,000 | 209,183,000 | 213,630,000 |