Call reports 2020
SECURITY NATIONAL BANK OF ENID, THE — 2020
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 340,221,000 | 362,194,000 | 347,942,000 | 363,754,000 |
| Total loans | 182,355,000 | 198,615,000 | 200,604,000 | 198,868,000 |
| Allowance for loan losses | 2,425,000 | 1,862,000 | 2,131,000 | 3,183,000 |
| Securities available for sale | 152,167,000 | 143,252,000 | 126,102,000 | 119,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,602,000 | 327,675,000 | 312,854,000 | 329,840,000 |
| Interest-bearing deposits | 275,820,000 | 297,803,000 | 283,878,000 | 299,617,000 |
| Noninterest-bearing deposits | 22,782,000 | 29,872,000 | 28,976,000 | 30,223,000 |
| Equity capital | 31,961,000 | 33,767,000 | 34,255,000 | 33,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 6,735,000 | 9,677,000 | 12,639,000 |
| Interest expense | 441,000 | 751,000 | 1,010,000 | 1,220,000 |
| Net interest income | 2,458,000 | 5,984,000 | 8,667,000 | 11,419,000 |
| Noninterest income | 287,000 | 548,000 | 833,000 | 2,060,000 |
| Noninterest expense | 1,451,000 | 2,975,000 | 4,589,000 | 6,294,000 |
| Provision for loan losses | 45,000 | 330,000 | 570,000 | 1,667,000 |
| Pretax income | 1,249,000 | 3,241,000 | 4,355,000 | 5,532,000 |
| Income tax | 51,000 | 102,000 | 153,000 | 204,000 |
| Net income | 1,198,000 | 3,139,000 | 4,202,000 | 5,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,033,000 | 29,143,000 | 29,222,000 | 31,002,000 |
| Total capital | 30,499,000 | 31,059,000 | 31,373,000 | 33,705,000 |
| Risk-weighted assets | 202,972,000 | 199,057,000 | 219,661,000 | 215,578,000 |