Call reports 2019
SECURITY NATIONAL BANK OF ENID, THE — 2019
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 343,650,000 | 340,525,000 | 318,732,000 | 324,599,000 |
| Total loans | 183,944,000 | 184,173,000 | 180,449,000 | 177,854,000 |
| Allowance for loan losses | 2,536,000 | 2,480,000 | 2,419,000 | 2,419,000 |
| Securities available for sale | 112,705,000 | 116,825,000 | 118,264,000 | 115,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,299,000 | 307,939,000 | 286,050,000 | 293,267,000 |
| Interest-bearing deposits | 290,323,000 | 286,085,000 | 264,017,000 | 269,495,000 |
| Noninterest-bearing deposits | 22,976,000 | 21,854,000 | 22,033,000 | 23,772,000 |
| Equity capital | 29,918,000 | 31,952,000 | 31,942,000 | 31,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,305,000 | 9,463,000 | 12,433,000 |
| Interest expense | 529,000 | 1,068,000 | 1,577,000 | 2,044,000 |
| Net interest income | 2,598,000 | 5,237,000 | 7,886,000 | 10,389,000 |
| Noninterest income | 322,000 | 647,000 | 970,000 | 1,290,000 |
| Noninterest expense | 1,476,000 | 2,950,000 | 4,468,000 | 6,077,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,414,000 | 2,874,000 | 4,298,000 | 5,505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,414,000 | 2,874,000 | 4,298,000 | 5,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,491,000 | 27,770,000 | 28,113,000 | 27,816,000 |
| Total capital | 30,038,000 | 30,293,000 | 30,581,000 | 30,283,000 |
| Risk-weighted assets | 219,974,000 | 219,416,000 | 207,663,000 | 203,474,000 |