Call reports 2018
SECURITY NATIONAL BANK OF ENID, THE — 2018
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 345,619,000 | 331,924,000 | 321,821,000 | 326,532,000 |
| Total loans | 183,298,000 | 185,802,000 | 185,964,000 | 188,081,000 |
| Allowance for loan losses | 2,600,000 | 2,543,000 | 2,568,000 | 2,589,000 |
| Securities available for sale | 97,863,000 | 104,787,000 | 99,611,000 | 105,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,016,000 | 302,031,000 | 291,326,000 | 297,183,000 |
| Interest-bearing deposits | 291,996,000 | 278,754,000 | 268,654,000 | 275,066,000 |
| Noninterest-bearing deposits | 24,020,000 | 23,277,000 | 22,672,000 | 22,117,000 |
| Equity capital | 29,180,000 | 29,120,000 | 29,788,000 | 29,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,819,000 | 8,836,000 | 11,796,000 |
| Interest expense | 351,000 | 735,000 | 1,159,000 | 1,616,000 |
| Net interest income | 2,511,000 | 5,084,000 | 7,677,000 | 10,180,000 |
| Noninterest income | 682,000 | 1,019,000 | 2,226,000 | 2,557,000 |
| Noninterest expense | 1,500,000 | 3,017,000 | 4,680,000 | 6,299,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,663,000 | 3,026,000 | 5,133,000 | 6,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,663,000 | 3,026,000 | 5,133,000 | 6,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,776,000 | 26,174,000 | 27,868,000 | 27,223,000 |
| Total capital | 29,435,000 | 28,002,000 | 30,463,000 | 29,859,000 |
| Risk-weighted assets | 221,412,000 | 226,973,000 | 225,890,000 | 222,170,000 |