Call reports 2016
SECURITY NATIONAL BANK OF ENID, THE — 2016
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 340,989,000 | 324,888,000 | 318,019,000 | 333,340,000 |
| Total loans | 190,883,000 | 189,293,000 | 194,088,000 | 192,767,000 |
| Allowance for loan losses | 2,563,000 | 2,586,000 | 2,544,000 | 2,613,000 |
| Securities available for sale | 111,948,000 | 111,510,000 | 107,036,000 | 103,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,725,000 | 294,063,000 | 286,738,000 | 304,426,000 |
| Interest-bearing deposits | 286,594,000 | 272,063,000 | 265,237,000 | 280,349,000 |
| Noninterest-bearing deposits | 24,131,000 | 22,000,000 | 21,501,000 | 24,077,000 |
| Equity capital | 29,930,000 | 30,331,000 | 30,671,000 | 28,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 5,868,000 | 8,753,000 | 11,655,000 |
| Interest expense | 150,000 | 305,000 | 454,000 | 607,000 |
| Net interest income | 2,790,000 | 5,563,000 | 8,299,000 | 11,048,000 |
| Noninterest income | 299,000 | 640,000 | 974,000 | 1,311,000 |
| Noninterest expense | 1,500,000 | 3,031,000 | 4,641,000 | 6,334,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,590,000 | 3,173,000 | 4,633,000 | 5,826,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,590,000 | 3,173,000 | 4,633,000 | 5,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,735,000 | 27,103,000 | 27,367,000 | 26,799,000 |
| Total capital | 29,316,000 | 29,704,000 | 29,927,000 | 29,433,000 |
| Risk-weighted assets | 247,134,000 | 218,102,000 | 224,005,000 | 226,260,000 |