Call reports 2015
SECURITY NATIONAL BANK OF ENID, THE — 2015
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 350,478,000 | 329,276,000 | 327,406,000 | 340,208,000 |
| Total loans | 171,723,000 | 181,005,000 | 185,180,000 | 188,452,000 |
| Allowance for loan losses | 2,774,000 | 2,762,000 | 2,723,000 | 2,703,000 |
| Securities available for sale | 112,598,000 | 121,939,000 | 121,883,000 | 118,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,043,000 | 298,025,000 | 295,598,000 | 310,478,000 |
| Interest-bearing deposits | 287,740,000 | 273,622,000 | 272,494,000 | 281,465,000 |
| Noninterest-bearing deposits | 31,303,000 | 24,403,000 | 23,104,000 | 29,013,000 |
| Equity capital | 31,101,000 | 30,755,000 | 31,179,000 | 29,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,897,000 | 8,856,000 | 11,759,000 |
| Interest expense | 156,000 | 308,000 | 458,000 | 608,000 |
| Net interest income | 2,726,000 | 5,589,000 | 8,398,000 | 11,151,000 |
| Noninterest income | 314,000 | 651,000 | 960,000 | 1,287,000 |
| Noninterest expense | 1,461,000 | 2,932,000 | 4,437,000 | 6,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,582,000 | 3,311,000 | 4,924,000 | 6,361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,582,000 | 3,311,000 | 4,924,000 | 6,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,695,000 | 28,923,000 | 29,286,000 | 28,924,000 |
| Total capital | 31,233,000 | 31,685,000 | 32,009,000 | 31,657,000 |
| Risk-weighted assets | 202,801,000 | 251,951,000 | 250,895,000 | 257,811,000 |