Call reports 2014
SECURITY NATIONAL BANK OF ENID, THE — 2014
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 331,521,000 | 326,325,000 | 318,169,000 | 341,431,000 |
| Total loans | 167,468,000 | 169,202,000 | 166,445,000 | 172,841,000 |
| Allowance for loan losses | 2,369,000 | 2,428,000 | 2,403,000 | 2,380,000 |
| Securities available for sale | 123,516,000 | 121,397,000 | 115,274,000 | 113,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,953,000 | 294,931,000 | 286,377,000 | 310,689,000 |
| Interest-bearing deposits | 275,720,000 | 268,460,000 | 262,417,000 | 280,872,000 |
| Noninterest-bearing deposits | 24,233,000 | 26,471,000 | 23,960,000 | 29,817,000 |
| Equity capital | 31,164,000 | 30,769,000 | 31,047,000 | 30,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,833,000 | 8,853,000 | 11,761,000 |
| Interest expense | 172,000 | 339,000 | 502,000 | 660,000 |
| Net interest income | 2,737,000 | 5,494,000 | 8,351,000 | 11,101,000 |
| Noninterest income | 274,000 | 602,000 | 875,000 | 1,209,000 |
| Noninterest expense | 1,438,000 | 2,953,000 | 4,393,000 | 5,937,000 |
| Provision for loan losses | 90,000 | 181,000 | 197,000 | 238,000 |
| Pretax income | 1,516,000 | 3,008,000 | 4,682,000 | 6,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,516,000 | 3,008,000 | 4,682,000 | 6,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,345,000 | 28,337,000 | 28,761,000 | 28,362,000 |
| Total capital | 30,714,000 | 30,765,000 | 31,164,000 | 30,742,000 |
| Risk-weighted assets | 197,875,000 | 200,965,000 | 198,267,000 | 205,673,000 |