Call reports 2013
SECURITY NATIONAL BANK OF ENID, THE — 2013
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 340,843,000 | 320,723,000 | 316,726,000 | 329,487,000 |
| Total loans | 167,408,000 | 169,636,000 | 169,237,000 | 168,706,000 |
| Allowance for loan losses | 2,135,000 | 2,125,000 | 2,171,000 | 2,196,000 |
| Securities available for sale | 140,292,000 | 142,685,000 | 134,331,000 | 128,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,052,000 | 289,252,000 | 285,615,000 | 298,936,000 |
| Interest-bearing deposits | 284,594,000 | 268,043,000 | 261,925,000 | 273,968,000 |
| Noninterest-bearing deposits | 24,458,000 | 21,209,000 | 23,690,000 | 24,968,000 |
| Equity capital | 31,476,000 | 30,484,000 | 30,365,000 | 30,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,144,000 | 9,198,000 | 12,238,000 |
| Interest expense | 222,000 | 425,000 | 609,000 | 786,000 |
| Net interest income | 2,827,000 | 5,719,000 | 8,589,000 | 11,452,000 |
| Noninterest income | 283,000 | 566,000 | 860,000 | 1,154,000 |
| Noninterest expense | 1,438,000 | 2,924,000 | 4,463,000 | 5,882,000 |
| Provision for loan losses | 93,000 | 184,000 | 217,000 | 157,000 |
| Pretax income | 1,605,000 | 3,265,000 | 4,901,000 | 6,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,605,000 | 3,265,000 | 4,901,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,913,000 | 28,073,000 | 28,209,000 | 28,079,000 |
| Total capital | 30,048,000 | 30,198,000 | 30,380,000 | 30,275,000 |
| Risk-weighted assets | 213,686,000 | 208,818,000 | 193,821,000 | 195,738,000 |