Call reports 2012
SECURITY NATIONAL BANK OF ENID, THE — 2012
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 333,622,000 | 333,169,000 | 344,763,000 | 353,168,000 |
| Total loans | 150,487,000 | 153,678,000 | 160,808,000 | 164,680,000 |
| Allowance for loan losses | 1,913,000 | 2,021,000 | 2,037,000 | 2,129,000 |
| Securities available for sale | 143,905,000 | 151,004,000 | 148,104,000 | 148,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,345,000 | 303,106,000 | 312,058,000 | 322,165,000 |
| Interest-bearing deposits | 279,416,000 | 279,565,000 | 284,073,000 | 295,321,000 |
| Noninterest-bearing deposits | 23,929,000 | 23,541,000 | 27,985,000 | 26,844,000 |
| Equity capital | 29,840,000 | 29,531,000 | 32,077,000 | 30,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 6,715,000 | 10,027,000 | 13,308,000 |
| Interest expense | 388,000 | 722,000 | 1,013,000 | 1,262,000 |
| Net interest income | 3,037,000 | 5,993,000 | 9,014,000 | 12,046,000 |
| Noninterest income | 313,000 | 625,000 | 915,000 | 1,238,000 |
| Noninterest expense | 1,474,000 | 2,935,000 | 4,483,000 | 5,987,000 |
| Provision for loan losses | 30,000 | 132,000 | 224,000 | 321,000 |
| Pretax income | 1,854,000 | 3,562,000 | 5,265,000 | 7,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,854,000 | 3,562,000 | 5,265,000 | 7,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,378,000 | 26,835,000 | 27,288,000 | 27,558,000 |
| Total capital | 28,291,000 | 28,856,000 | 29,325,000 | 29,687,000 |
| Risk-weighted assets | 205,269,000 | 206,275,000 | 211,374,000 | 211,625,000 |