Call reports 2010
SECURITY NATIONAL BANK OF ENID, THE — 2010
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 311,549,000 | 314,496,000 | 306,793,000 | 306,989,000 |
| Total loans | 128,891,000 | 141,505,000 | 147,540,000 | 150,952,000 |
| Allowance for loan losses | 1,290,000 | 1,410,000 | 1,720,000 | 1,767,000 |
| Securities available for sale | 174,186,000 | 164,102,000 | 151,059,000 | 150,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,724,000 | 275,327,000 | 275,559,000 | 267,668,000 |
| Interest-bearing deposits | 256,658,000 | 256,009,000 | 253,069,000 | 247,925,000 |
| Noninterest-bearing deposits | 18,066,000 | 19,318,000 | 22,490,000 | 19,743,000 |
| Equity capital | 28,263,000 | 29,843,000 | 29,191,000 | 28,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 7,652,000 | 11,527,000 | 15,234,000 |
| Interest expense | 696,000 | 1,367,000 | 1,999,000 | 2,564,000 |
| Net interest income | 3,137,000 | 6,285,000 | 9,528,000 | 12,670,000 |
| Noninterest income | 291,000 | 598,000 | 887,000 | 1,188,000 |
| Noninterest expense | 1,361,000 | 2,794,000 | 4,297,000 | 5,854,000 |
| Provision for loan losses | 30,000 | 541,000 | 896,000 | 1,396,000 |
| Pretax income | 2,043,000 | 3,561,000 | 5,490,000 | 6,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,043,000 | 3,561,000 | 5,490,000 | 6,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,813,000 | 23,331,000 | 23,378,000 | 24,773,000 |
| Total capital | 24,103,000 | 24,741,000 | 25,098,000 | 26,540,000 |
| Risk-weighted assets | 193,686,000 | 203,495,000 | 200,905,000 | 200,503,000 |