Call reports 2009
SECURITY NATIONAL BANK OF ENID, THE — 2009
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 314,773,000 | 315,372,000 | 315,492,000 | 321,732,000 |
| Total loans | 111,009,000 | 111,382,000 | 120,353,000 | 127,472,000 |
| Allowance for loan losses | 938,000 | 1,237,000 | 970,000 | 1,272,000 |
| Securities available for sale | 195,629,000 | 197,160,000 | 187,517,000 | 180,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,311,000 | 270,399,000 | 272,508,000 | 268,171,000 |
| Interest-bearing deposits | 262,132,000 | 252,283,000 | 253,770,000 | 248,408,000 |
| Noninterest-bearing deposits | 16,179,000 | 18,116,000 | 18,738,000 | 19,763,000 |
| Equity capital | 25,957,000 | 26,291,000 | 28,099,000 | 28,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,961,000 | 8,007,000 | 12,003,000 | 15,968,000 |
| Interest expense | 886,000 | 1,707,000 | 2,444,000 | 3,187,000 |
| Net interest income | 3,075,000 | 6,300,000 | 9,559,000 | 12,781,000 |
| Noninterest income | 308,000 | 603,000 | 921,000 | 1,213,000 |
| Noninterest expense | 1,579,000 | 2,977,000 | 4,450,000 | 5,827,000 |
| Provision for loan losses | 30,000 | 365,000 | 395,000 | 740,000 |
| Pretax income | 2,348,000 | 4,142,000 | 6,224,000 | 8,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,348,000 | 4,142,000 | 6,224,000 | 8,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,093,000 | 21,888,000 | 22,969,000 | 23,270,000 |
| Total capital | 24,031,000 | 23,125,000 | 23,939,000 | 24,542,000 |
| Risk-weighted assets | 158,009,000 | 164,981,000 | 190,549,000 | 194,667,000 |