Call reports 2007
SECURITY NATIONAL BANK OF ENID, THE — 2007
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 246,284,000 | 231,523,000 | 240,299,000 | 254,742,000 |
| Total loans | 95,579,000 | 94,973,000 | 92,364,000 | 97,458,000 |
| Allowance for loan losses | 734,000 | 752,000 | 669,000 | 822,000 |
| Securities available for sale | 115,236,000 | 128,520,000 | 136,761,000 | 148,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,619,000 | 210,141,000 | 221,450,000 | 222,836,000 |
| Interest-bearing deposits | 208,354,000 | 195,286,000 | 206,647,000 | 208,486,000 |
| Noninterest-bearing deposits | 20,265,000 | 14,855,000 | 14,803,000 | 14,350,000 |
| Equity capital | 15,775,000 | 15,067,000 | 16,964,000 | 18,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,640,000 | 7,370,000 | 11,116,000 | 14,842,000 |
| Interest expense | 1,796,000 | 3,560,000 | 5,232,000 | 6,716,000 |
| Net interest income | 1,844,000 | 3,810,000 | 5,884,000 | 8,126,000 |
| Noninterest income | 298,000 | 577,000 | 865,000 | 1,154,000 |
| Noninterest expense | 1,253,000 | 2,475,000 | 3,661,000 | 4,969,000 |
| Provision for loan losses | 30,000 | 60,000 | 115,000 | 245,000 |
| Pretax income | 901,000 | 1,894,000 | 3,015,000 | 4,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 901,000 | 1,894,000 | 3,015,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,585,000 | 15,977,000 | 16,499,000 | 17,004,000 |
| Total capital | 16,319,000 | 16,729,000 | 17,168,000 | 17,826,000 |
| Risk-weighted assets | 127,004,000 | 125,781,000 | 126,994,000 | 132,808,000 |