Call reports 2006
SECURITY NATIONAL BANK OF ENID, THE — 2006
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 211,605,000 | 214,852,000 | 219,686,000 | 224,687,000 |
| Total loans | 95,281,000 | 92,551,000 | 92,126,000 | 89,431,000 |
| Allowance for loan losses | 727,000 | 750,000 | 670,000 | 720,000 |
| Securities available for sale | 102,207,000 | 113,766,000 | 117,457,000 | 117,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,429,000 | 195,997,000 | 200,286,000 | 206,816,000 |
| Interest-bearing deposits | 181,614,000 | 183,132,000 | 189,222,000 | 193,516,000 |
| Noninterest-bearing deposits | 14,815,000 | 12,865,000 | 11,064,000 | 13,300,000 |
| Equity capital | 14,478,000 | 13,492,000 | 14,786,000 | 15,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,826,000 | 6,121,000 | 9,487,000 | 12,861,000 |
| Interest expense | 1,036,000 | 2,476,000 | 4,002,000 | 5,608,000 |
| Net interest income | 1,790,000 | 3,645,000 | 5,485,000 | 7,253,000 |
| Noninterest income | 304,000 | 598,000 | 876,000 | 1,162,000 |
| Noninterest expense | 1,212,000 | 2,435,000 | 3,646,000 | 4,954,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 786,000 | 1,607,000 | 2,484,000 | 3,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 786,000 | 1,607,000 | 2,484,000 | 3,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,029,000 | 14,850,000 | 15,277,000 | 15,484,000 |
| Total capital | 15,756,000 | 15,600,000 | 15,947,000 | 16,204,000 |
| Risk-weighted assets | 118,389,000 | 119,642,000 | 119,296,000 | 117,556,000 |