Call reports 2005
SECURITY NATIONAL BANK OF ENID, THE — 2005
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 177,761,000 | 184,031,000 | 216,922,000 | 203,961,000 |
| Total loans | 91,791,000 | 91,361,000 | 90,044,000 | 96,421,000 |
| Allowance for loan losses | 774,000 | 790,000 | 779,000 | 693,000 |
| Securities available for sale | 65,076,000 | 84,699,000 | 88,814,000 | 92,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,306,000 | 164,150,000 | 200,718,000 | 181,593,000 |
| Interest-bearing deposits | 151,280,000 | 153,410,000 | 188,455,000 | 165,952,000 |
| Noninterest-bearing deposits | 11,026,000 | 10,740,000 | 12,263,000 | 15,641,000 |
| Equity capital | 14,444,000 | 14,166,000 | 14,288,000 | 13,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 4,110,000 | 6,463,000 | 8,893,000 |
| Interest expense | 451,000 | 1,010,000 | 1,741,000 | 2,568,000 |
| Net interest income | 1,515,000 | 3,100,000 | 4,722,000 | 6,325,000 |
| Noninterest income | 334,000 | 657,000 | 971,000 | 1,291,000 |
| Noninterest expense | 1,171,000 | 2,364,000 | 3,614,000 | 4,994,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 648,000 | 1,333,000 | 1,985,000 | 2,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 648,000 | 1,333,000 | 1,985,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,310,000 | 14,095,000 | 14,247,000 | 14,243,000 |
| Total capital | 15,084,000 | 14,885,000 | 15,026,000 | 14,936,000 |
| Risk-weighted assets | 107,532,000 | 109,880,000 | 114,092,000 | 116,424,000 |