Call reports 2004
SECURITY NATIONAL BANK OF ENID, THE — 2004
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 171,589,000 | 167,379,000 | 160,442,000 | 164,633,000 |
| Total loans | 90,262,000 | 87,982,000 | 85,542,000 | 93,150,000 |
| Allowance for loan losses | 669,000 | 680,000 | 739,000 | 753,000 |
| Securities available for sale | 66,448,000 | 65,798,000 | 65,719,000 | 63,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,109,000 | 152,530,000 | 142,126,000 | 148,004,000 |
| Interest-bearing deposits | 121,863,000 | 118,254,000 | 109,436,000 | 106,582,000 |
| Noninterest-bearing deposits | 34,246,000 | 34,276,000 | 32,690,000 | 41,422,000 |
| Equity capital | 14,238,000 | 13,978,000 | 14,293,000 | 14,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,488,000 | 5,226,000 | 7,042,000 |
| Interest expense | 303,000 | 604,000 | 921,000 | 1,280,000 |
| Net interest income | 1,470,000 | 2,884,000 | 4,305,000 | 5,762,000 |
| Noninterest income | 332,000 | 667,000 | 1,003,000 | 1,331,000 |
| Noninterest expense | 1,106,000 | 2,220,000 | 3,366,000 | 4,746,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 668,000 | 1,273,000 | 1,856,000 | 2,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 668,000 | 1,273,000 | 1,856,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,444,000 | 13,599,000 | 13,732,000 | 13,662,000 |
| Total capital | 14,113,000 | 14,279,000 | 14,471,000 | 14,415,000 |
| Risk-weighted assets | 107,278,000 | 104,971,000 | 100,262,000 | 105,396,000 |