Call reports 2003
SECURITY NATIONAL BANK OF ENID, THE — 2003
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 158,248,000 | 166,207,000 | 164,756,000 | 158,143,000 |
| Total loans | 87,260,000 | 89,061,000 | 88,083,000 | 90,154,000 |
| Allowance for loan losses | 917,000 | 943,000 | 848,000 | 809,000 |
| Securities available for sale | 52,774,000 | 51,663,000 | 61,083,000 | 55,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,376,000 | 150,484,000 | 150,558,000 | 143,072,000 |
| Interest-bearing deposits | 104,354,000 | 111,225,000 | 112,452,000 | 107,640,000 |
| Noninterest-bearing deposits | 38,022,000 | 39,259,000 | 38,106,000 | 35,432,000 |
| Equity capital | 14,051,000 | 13,927,000 | 13,834,000 | 14,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,375,000 | 4,929,000 | 6,540,000 |
| Interest expense | 380,000 | 750,000 | 1,079,000 | 1,366,000 |
| Net interest income | 1,368,000 | 2,625,000 | 3,850,000 | 5,174,000 |
| Noninterest income | 322,000 | 631,000 | 942,000 | 1,262,000 |
| Noninterest expense | 1,066,000 | 2,174,000 | 3,268,000 | 4,491,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 594,000 | 1,022,000 | 1,434,000 | 1,837,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 582,000 | 1,010,000 | 1,422,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,183,000 | 13,211,000 | 13,223,000 | 13,226,000 |
| Total capital | 14,100,000 | 14,154,000 | 14,071,000 | 14,035,000 |
| Risk-weighted assets | 102,349,000 | 105,672,000 | 104,691,000 | 102,629,000 |