Call reports 2002
SECURITY NATIONAL BANK OF ENID, THE — 2002
What SECURITY NATIONAL BANK OF ENID, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 148,398,000 | 149,271,000 | 152,956,000 | 149,869,000 |
| Total loans | 80,855,000 | 80,348,000 | 84,567,000 | 85,998,000 |
| Allowance for loan losses | 1,032,000 | 1,035,000 | 1,016,000 | 890,000 |
| Securities available for sale | 43,936,000 | 48,848,000 | 48,176,000 | 50,453,000 |
| Securities held to maturity | 197,000 | 44,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,205,000 | 133,360,000 | 137,039,000 | 133,259,000 |
| Interest-bearing deposits | 103,245,000 | 101,516,000 | 103,495,000 | 100,821,000 |
| Noninterest-bearing deposits | 28,960,000 | 31,844,000 | 33,544,000 | 32,438,000 |
| Equity capital | 13,799,000 | 14,233,000 | 14,504,000 | 14,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 3,971,000 | 5,908,000 | 7,813,000 |
| Interest expense | 564,000 | 1,083,000 | 1,556,000 | 1,985,000 |
| Net interest income | 1,458,000 | 2,888,000 | 4,352,000 | 5,828,000 |
| Noninterest income | 248,000 | 496,000 | 737,000 | 1,014,000 |
| Noninterest expense | 992,000 | 2,042,000 | 3,136,000 | 4,380,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 195,000 |
| Pretax income | 684,000 | 1,283,000 | 1,864,000 | 2,334,000 |
| Income tax | 0 | 0 | 0 | -25,000 |
| Net income | 684,000 | 1,283,000 | 1,864,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,175,000 | 13,174,000 | 13,206,000 | 13,151,000 |
| Total capital | 14,207,000 | 14,209,000 | 14,222,000 | 14,069,000 |
| Risk-weighted assets | 94,292,000 | 93,689,000 | 98,881,000 | 98,638,000 |