Call reports 2026
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2026
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,275,000 | 52,648,000 |
| Total loans | 21,168,000 | 21,743,000 |
| Allowance for loan losses | 269,000 | 264,000 |
| Securities available for sale | 14,189,000 | 15,085,000 |
| Securities held to maturity | 11,536,000 | 10,984,000 |
| Trading assets | 0 | 0 |
| Total deposits | 48,352,000 | 47,695,000 |
| Interest-bearing deposits | 31,772,000 | 30,687,000 |
| Noninterest-bearing deposits | 16,580,000 | 17,008,000 |
| Equity capital | 4,810,000 | 4,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 595,000 | 1,195,000 |
| Interest expense | 65,000 | 125,000 |
| Net interest income | 530,000 | 1,070,000 |
| Noninterest income | 39,000 | 83,000 |
| Noninterest expense | 481,000 | 953,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 97,000 | 209,000 |
| Income tax | 15,000 | 37,000 |
| Net income | 82,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,294,000 | 5,334,000 |
| Total capital | 5,563,000 | 5,598,000 |
| Risk-weighted assets | 22,321,000 | 22,565,000 |