Call reports 2025
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2025
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,367,000 | 53,899,000 | 54,215,000 | 52,993,000 |
| Total loans | 21,438,000 | 21,260,000 | 20,849,000 | 21,119,000 |
| Allowance for loan losses | 275,000 | 275,000 | 277,000 | 268,000 |
| Securities available for sale | 13,258,000 | 13,357,000 | 15,181,000 | 15,289,000 |
| Securities held to maturity | 12,559,000 | 12,053,000 | 12,047,000 | 11,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,705,000 | 49,116,000 | 49,259,000 | 46,921,000 |
| Interest-bearing deposits | 32,472,000 | 31,289,000 | 31,954,000 | 30,557,000 |
| Noninterest-bearing deposits | 16,233,000 | 17,827,000 | 17,305,000 | 16,364,000 |
| Equity capital | 4,522,000 | 4,633,000 | 4,785,000 | 4,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,132,000 | 1,716,000 | 2,320,000 |
| Interest expense | 64,000 | 129,000 | 192,000 | 254,000 |
| Net interest income | 498,000 | 1,003,000 | 1,524,000 | 2,066,000 |
| Noninterest income | 37,000 | 80,000 | 124,000 | 160,000 |
| Noninterest expense | 447,000 | 896,000 | 1,359,000 | 1,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 88,000 | 187,000 | 289,000 | 337,000 |
| Income tax | 7,000 | 19,000 | 29,000 | 34,000 |
| Net income | 81,000 | 168,000 | 260,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,191,000 | 5,229,000 | 5,269,000 | 5,262,000 |
| Total capital | 5,466,000 | 5,504,000 | 5,546,000 | 5,530,000 |
| Risk-weighted assets | 22,481,000 | 22,578,000 | 22,484,000 | 22,384,000 |