Call reports 2022
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2022
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 58,643,000 | 58,321,000 | 57,188,000 | 56,684,000 |
| Total loans | 21,236,000 | 21,923,000 | 22,280,000 | 22,933,000 |
| Allowance for loan losses | 286,000 | 291,000 | 288,000 | 306,000 |
| Securities available for sale | 17,597,000 | 17,404,000 | 17,150,000 | 9,963,000 |
| Securities held to maturity | 3,939,000 | 4,329,000 | 4,423,000 | 12,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,696,000 | 54,873,000 | 54,298,000 | 51,346,000 |
| Interest-bearing deposits | 37,743,000 | 37,554,000 | 36,984,000 | 34,154,000 |
| Noninterest-bearing deposits | 16,952,000 | 17,319,000 | 17,315,000 | 17,192,000 |
| Equity capital | 3,866,000 | 3,337,000 | 2,770,000 | 3,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 886,000 | 1,362,000 | 1,844,000 |
| Interest expense | 17,000 | 34,000 | 48,000 | 71,000 |
| Net interest income | 408,000 | 852,000 | 1,314,000 | 1,773,000 |
| Noninterest income | 48,000 | 96,000 | 140,000 | 190,000 |
| Noninterest expense | 387,000 | 795,000 | 1,210,000 | 1,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 70,000 | 154,000 | 245,000 | 299,000 |
| Income tax | 7,000 | 13,000 | 25,000 | 42,000 |
| Net income | 63,000 | 141,000 | 220,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,974,000 | 4,992,000 | 5,021,000 | 5,004,000 |
| Total capital | 5,251,000 | 5,282,000 | 5,309,000 | 5,303,000 |
| Risk-weighted assets | 22,184,000 | 23,096,000 | 23,533,000 | 23,807,000 |