Call reports 2021
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2021
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 57,098,000 | 59,488,000 | 62,323,000 | 62,090,000 |
| Total loans | 20,410,000 | 21,424,000 | 21,425,000 | 20,514,000 |
| Allowance for loan losses | 298,000 | 289,000 | 295,000 | 292,000 |
| Securities available for sale | 14,254,000 | 13,849,000 | 17,780,000 | 18,131,000 |
| Securities held to maturity | 2,460,000 | 2,269,000 | 2,646,000 | 3,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,237,000 | 54,538,000 | 57,429,000 | 57,367,000 |
| Interest-bearing deposits | 34,817,000 | 36,606,000 | 38,424,000 | 37,565,000 |
| Noninterest-bearing deposits | 17,420,000 | 17,932,000 | 19,005,000 | 19,802,000 |
| Equity capital | 4,745,000 | 4,860,000 | 4,813,000 | 4,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 897,000 | 1,351,000 | 1,777,000 |
| Interest expense | 22,000 | 43,000 | 63,000 | 84,000 |
| Net interest income | 431,000 | 854,000 | 1,288,000 | 1,693,000 |
| Noninterest income | 35,000 | 110,000 | 152,000 | 198,000 |
| Noninterest expense | 399,000 | 782,000 | 1,192,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 186,000 | 252,000 | 267,000 |
| Income tax | 10,000 | 29,000 | 39,000 | 43,000 |
| Net income | 61,000 | 157,000 | 213,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,943,000 | 4,984,000 | 4,990,000 | 5,028,000 |
| Total capital | — | — | — | 5,302,000 |
| Risk-weighted assets | — | — | — | 21,871,000 |