Call reports 2020
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2020
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,043,000 | 53,751,000 | 57,242,000 | 55,481,000 |
| Total loans | 19,928,000 | 20,659,000 | 20,610,000 | 20,142,000 |
| Allowance for loan losses | 301,000 | 299,000 | 300,000 | 298,000 |
| Securities available for sale | 10,281,000 | 9,470,000 | 11,448,000 | 13,399,000 |
| Securities held to maturity | 1,150,000 | 1,368,000 | 2,472,000 | 2,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,925,000 | 48,584,000 | 52,116,000 | 50,438,000 |
| Interest-bearing deposits | 32,288,000 | 34,024,000 | 35,097,000 | 33,790,000 |
| Noninterest-bearing deposits | 12,636,000 | 14,560,000 | 17,020,000 | 16,649,000 |
| Equity capital | 5,014,000 | 5,035,000 | 4,983,000 | 4,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,013,000 | 1,475,000 | 1,935,000 |
| Interest expense | 44,000 | 92,000 | 115,000 | 142,000 |
| Net interest income | 453,000 | 921,000 | 1,360,000 | 1,793,000 |
| Noninterest income | 49,000 | 74,000 | 122,000 | 159,000 |
| Noninterest expense | 422,000 | 836,000 | 1,241,000 | 1,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 169,000 | 241,000 | 300,000 |
| Income tax | 0 | 0 | 45,000 | 54,000 |
| Net income | 80,000 | 169,000 | 196,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,919,000 | 4,949,000 | 4,926,000 | 4,927,000 |
| Total capital | — | — | — | 5,176,000 |
| Risk-weighted assets | — | — | — | 19,738,000 |