Call reports 2019
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2019
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,059,000 | 50,354,000 | 51,511,000 | 49,474,000 |
| Total loans | 19,548,000 | 19,536,000 | 19,463,000 | 19,957,000 |
| Allowance for loan losses | 289,000 | 274,000 | 281,000 | 300,000 |
| Securities available for sale | 15,991,000 | 16,116,000 | 16,548,000 | 15,486,000 |
| Securities held to maturity | 1,950,000 | 1,793,000 | 1,537,000 | 1,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,259,000 | 45,421,000 | 46,476,000 | 44,498,000 |
| Interest-bearing deposits | 32,457,000 | 32,006,000 | 33,065,000 | 32,596,000 |
| Noninterest-bearing deposits | 11,801,000 | 13,415,000 | 13,412,000 | 11,902,000 |
| Equity capital | 4,685,000 | 4,833,000 | 4,921,000 | 4,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 983,000 | 1,498,000 | 2,014,000 |
| Interest expense | 43,000 | 85,000 | 130,000 | 176,000 |
| Net interest income | 444,000 | 898,000 | 1,368,000 | 1,838,000 |
| Noninterest income | 0 | -9,000 | 12,000 | 53,000 |
| Noninterest expense | 388,000 | 745,000 | 1,131,000 | 1,577,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 55,000 | 143,000 | 248,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 143,000 | 248,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,869,000 | 4,892,000 | 4,948,000 | 4,901,000 |
| Total capital | 5,126,000 | 5,149,000 | 5,203,000 | 5,152,000 |
| Risk-weighted assets | 20,581,000 | 20,491,000 | 20,339,000 | 19,917,000 |