Call reports 2018
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2018
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,452,000 | 48,341,000 | 49,351,000 | 48,048,000 |
| Total loans | 20,839,000 | 20,758,000 | 20,814,000 | 19,941,000 |
| Allowance for loan losses | 293,000 | 293,000 | 293,000 | 291,000 |
| Securities available for sale | 15,617,000 | 15,582,000 | 14,999,000 | 15,212,000 |
| Securities held to maturity | 2,207,000 | 1,955,000 | 1,953,000 | 1,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,022,000 | 43,924,000 | 44,986,000 | 43,543,000 |
| Interest-bearing deposits | 32,744,000 | 32,032,000 | 33,174,000 | 32,160,000 |
| Noninterest-bearing deposits | 11,278,000 | 11,892,000 | 11,813,000 | 11,383,000 |
| Equity capital | 4,326,000 | 4,291,000 | 4,239,000 | 4,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 961,000 | 1,433,000 | 1,928,000 |
| Interest expense | 36,000 | 71,000 | 112,000 | 153,000 |
| Net interest income | 442,000 | 890,000 | 1,321,000 | 1,775,000 |
| Noninterest income | 40,000 | 36,000 | 76,000 | 146,000 |
| Noninterest expense | 394,000 | 786,000 | 1,177,000 | 1,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 106,000 |
| Pretax income | 88,000 | 140,000 | 220,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 140,000 | 220,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,882,000 | 4,883,000 | 4,914,000 | 4,853,000 |
| Total capital | 5,152,000 | 5,152,000 | 5,184,000 | 5,112,000 |
| Risk-weighted assets | 21,619,000 | 21,522,000 | 21,585,000 | 20,726,000 |