Call reports 2015
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2015
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,577,000 | 47,872,000 | 48,607,000 | 48,774,000 |
| Total loans | 20,245,000 | 20,277,000 | 20,435,000 | 20,544,000 |
| Allowance for loan losses | 328,000 | 336,000 | 371,000 | 323,000 |
| Securities available for sale | 16,003,000 | 15,833,000 | 15,480,000 | 15,383,000 |
| Securities held to maturity | 3,671,000 | 3,558,000 | 3,519,000 | 3,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,696,000 | 43,135,000 | 43,722,000 | 44,027,000 |
| Interest-bearing deposits | 33,904,000 | 33,147,000 | 33,125,000 | 33,080,000 |
| Noninterest-bearing deposits | 9,793,000 | 9,988,000 | 10,597,000 | 10,948,000 |
| Equity capital | 4,811,000 | 4,663,000 | 4,821,000 | 4,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 910,000 | 1,370,000 | 1,837,000 |
| Interest expense | 43,000 | 85,000 | 127,000 | 169,000 |
| Net interest income | 410,000 | 825,000 | 1,243,000 | 1,668,000 |
| Noninterest income | 38,000 | 79,000 | 122,000 | 83,000 |
| Noninterest expense | 370,000 | 740,000 | 1,110,000 | 1,485,000 |
| Provision for loan losses | 0 | 14,000 | 51,000 | 63,000 |
| Pretax income | 89,000 | 161,000 | 215,000 | 214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 161,000 | 215,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,784,000 | 4,806,000 | 4,821,000 | 4,759,000 |
| Total capital | 5,067,000 | 5,087,000 | 5,105,000 | 5,043,000 |
| Risk-weighted assets | 22,641,000 | 22,454,000 | 22,679,000 | 22,732,000 |