Call reports 2002
FIRST NATIONAL BANK OF WAKEFIELD, THE — 2002
What FIRST NATIONAL BANK OF WAKEFIELD, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,706,000 | 44,833,000 | 45,290,000 | 45,375,000 |
| Total loans | 29,122,000 | 29,908,000 | 30,412,000 | 29,287,000 |
| Allowance for loan losses | 282,000 | 294,000 | 306,000 | 323,000 |
| Securities available for sale | 4,978,000 | 5,060,000 | 5,089,000 | 5,580,000 |
| Securities held to maturity | 3,348,000 | 4,221,000 | 4,223,000 | 4,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,141,000 | 40,176,000 | 40,503,000 | 40,712,000 |
| Interest-bearing deposits | 32,517,000 | 33,210,000 | 32,674,000 | 32,823,000 |
| Noninterest-bearing deposits | 6,624,000 | 6,965,000 | 7,829,000 | 7,889,000 |
| Equity capital | 4,264,000 | 4,365,000 | 4,496,000 | 4,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,582,000 | 2,392,000 | 3,186,000 |
| Interest expense | 249,000 | 504,000 | 761,000 | 998,000 |
| Net interest income | 525,000 | 1,078,000 | 1,631,000 | 2,188,000 |
| Noninterest income | 12,000 | 19,000 | 43,000 | 78,000 |
| Noninterest expense | 346,000 | 702,000 | 1,087,000 | 1,485,000 |
| Provision for loan losses | 0 | 16,000 | 41,000 | 77,000 |
| Pretax income | 191,000 | 379,000 | 546,000 | 704,000 |
| Income tax | 53,000 | 105,000 | 151,000 | 180,000 |
| Net income | 138,000 | 274,000 | 395,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,282,000 | 4,320,000 | 4,440,000 | 4,358,000 |
| Total capital | 4,564,000 | 4,614,000 | 4,746,000 | 4,681,000 |
| Risk-weighted assets | 24,969,000 | 26,098,000 | 26,187,000 | 25,822,000 |