Call reports 2025
SPRING VALLEY BANK — 2025
What SPRING VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 114,312,000 | 108,868,000 | 115,928,000 | 117,990,000 |
| Total loans | 96,258,000 | 97,623,000 | 105,263,000 | 107,043,000 |
| Allowance for loan losses | 468,000 | 479,000 | 499,000 | 510,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,444,000 | 70,863,000 | 71,271,000 | 72,301,000 |
| Interest-bearing deposits | 61,445,000 | 64,971,000 | 63,584,000 | 66,767,000 |
| Noninterest-bearing deposits | 5,999,000 | 5,892,000 | 7,687,000 | 5,534,000 |
| Equity capital | 38,421,000 | 37,818,000 | 38,791,000 | 39,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,125,000 | 6,539,000 | 8,879,000 |
| Interest expense | 629,000 | 1,326,000 | 1,956,000 | 2,605,000 |
| Net interest income | 1,384,000 | 2,799,000 | 4,583,000 | 6,274,000 |
| Noninterest income | 314,000 | 340,000 | 358,000 | 374,000 |
| Noninterest expense | 701,000 | 1,387,000 | 2,085,000 | 2,877,000 |
| Provision for loan losses | 36,000 | 47,000 | 67,000 | 78,000 |
| Pretax income | 961,000 | 1,705,000 | 2,789,000 | 3,693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 961,000 | 1,705,000 | 2,789,000 | 3,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,421,000 | 37,818,000 | 38,791,000 | 39,695,000 |