Call reports 2022
SPRING VALLEY BANK — 2022
What SPRING VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,272,000 | 77,639,000 | 79,497,000 | 81,949,000 |
| Total loans | 65,686,000 | 68,615,000 | 75,156,000 | 81,194,000 |
| Allowance for loan losses | 383,000 | 398,000 | 447,000 | 475,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,904,000 | 45,616,000 | 46,088,000 | 45,808,000 |
| Interest-bearing deposits | 42,684,000 | 38,508,000 | 37,684,000 | 37,290,000 |
| Noninterest-bearing deposits | 8,220,000 | 7,108,000 | 8,404,000 | 8,518,000 |
| Equity capital | 31,292,000 | 31,969,000 | 32,824,000 | 33,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,410,000 | 3,737,000 | 5,157,000 |
| Interest expense | 54,000 | 98,000 | 159,000 | 344,000 |
| Net interest income | 1,174,000 | 2,312,000 | 3,578,000 | 4,813,000 |
| Noninterest income | 17,000 | 28,000 | 69,000 | 124,000 |
| Noninterest expense | 427,000 | 883,000 | 1,286,000 | 1,576,000 |
| Provision for loan losses | 3,000 | 18,000 | 67,000 | 95,000 |
| Pretax income | 761,000 | 1,439,000 | 2,294,000 | 3,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 761,000 | 1,439,000 | 2,294,000 | 3,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,293,000 | 31,969,000 | 32,824,000 | 33,296,000 |
| Total capital | 31,676,000 | 32,367,000 | — | — |
| Risk-weighted assets | 82,272,000 | 88,779,000 | — | — |