Call reports 2021
SPRING VALLEY BANK — 2021
What SPRING VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 93,795,000 | 92,752,000 | 90,876,000 | 86,127,000 |
| Total loans | 71,973,000 | 67,831,000 | 66,916,000 | 66,746,000 |
| Allowance for loan losses | 438,000 | 413,000 | 388,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,226,000 | 59,704,000 | 58,364,000 | 54,828,000 |
| Interest-bearing deposits | 47,278,000 | 49,916,000 | 42,933,000 | 44,175,000 |
| Noninterest-bearing deposits | 12,948,000 | 9,788,000 | 15,431,000 | 10,653,000 |
| Equity capital | 33,501,000 | 32,991,000 | 32,412,000 | 31,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,750,000 | 4,091,000 | 5,462,000 |
| Interest expense | 158,000 | 305,000 | 417,000 | 493,000 |
| Net interest income | 1,239,000 | 2,445,000 | 3,674,000 | 4,969,000 |
| Noninterest income | 108,000 | 204,000 | 244,000 | 273,000 |
| Noninterest expense | 436,000 | 873,000 | 1,346,000 | 1,740,000 |
| Provision for loan losses | 18,000 | -7,000 | -32,000 | -41,000 |
| Pretax income | 893,000 | 1,783,000 | 2,604,000 | 3,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 893,000 | 1,783,000 | 2,604,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,501,000 | 32,991,000 | 32,412,000 | 31,232,000 |
| Total capital | 33,939,000 | 33,404,000 | 32,800,000 | 31,612,000 |
| Risk-weighted assets | 75,849,000 | 74,610,000 | 73,452,000 | 87,046,000 |