Call reports 2020
SPRING VALLEY BANK — 2020
What SPRING VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,114,000 | 89,322,000 | 91,779,000 | 93,119,000 |
| Total loans | 75,303,000 | 73,734,000 | 73,920,000 | 73,243,000 |
| Allowance for loan losses | 452,000 | 422,000 | 444,000 | 441,000 |
| Securities available for sale | 56,000 | 56,000 | 56,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,143,000 | 55,316,000 | 58,219,000 | 59,014,000 |
| Interest-bearing deposits | 46,278,000 | 47,726,000 | 45,779,000 | 46,063,000 |
| Noninterest-bearing deposits | 4,865,000 | 7,590,000 | 12,440,000 | 12,951,000 |
| Equity capital | 32,894,000 | 33,919,000 | 33,465,000 | 34,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,043,000 | 4,507,000 | 6,106,000 |
| Interest expense | 230,000 | 451,000 | 653,000 | 827,000 |
| Net interest income | 1,289,000 | 2,592,000 | 3,854,000 | 5,279,000 |
| Noninterest income | 38,000 | 131,000 | 329,000 | 467,000 |
| Noninterest expense | 350,000 | 651,000 | 993,000 | 1,416,000 |
| Provision for loan losses | 10,000 | -20,000 | 2,000 | -1,000 |
| Pretax income | 967,000 | 2,092,000 | 3,188,000 | 4,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 967,000 | 2,092,000 | 3,188,000 | 4,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,894,000 | 33,919,000 | 33,465,000 | 34,009,000 |
| Total capital | 33,345,000 | 34,341,000 | 33,909,000 | 34,450,000 |
| Risk-weighted assets | 79,366,000 | 78,434,000 | 81,082,000 | 79,788,000 |