Call reports 2019
SPRING VALLEY BANK — 2019
What SPRING VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 77,231,000 | 78,856,000 | 80,312,000 | 82,040,000 |
| Total loans | 68,492,000 | 71,603,000 | 70,641,000 | 74,938,000 |
| Allowance for loan losses | 395,000 | 1,016,000 | 420,000 | 442,000 |
| Securities available for sale | 55,000 | 56,000 | 56,000 | 56,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,472,000 | 46,646,000 | 47,447,000 | 48,814,000 |
| Interest-bearing deposits | 41,652,000 | 42,742,000 | 42,326,000 | 42,939,000 |
| Noninterest-bearing deposits | 3,820,000 | 3,904,000 | 5,121,000 | 5,875,000 |
| Equity capital | 31,693,000 | 32,128,000 | 32,786,000 | 33,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 3,331,000 | 4,352,000 | 5,864,000 |
| Interest expense | 175,000 | 369,000 | 588,000 | 805,000 |
| Net interest income | 1,136,000 | 2,962,000 | 3,764,000 | 5,059,000 |
| Noninterest income | 17,000 | 45,000 | 67,000 | 100,000 |
| Noninterest expense | 341,000 | 676,000 | 988,000 | 1,287,000 |
| Provision for loan losses | 49,000 | 683,000 | 87,000 | 109,000 |
| Pretax income | 763,000 | 1,648,000 | 2,756,000 | 3,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 763,000 | 1,648,000 | 2,756,000 | 3,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,693,000 | 32,128,000 | 32,786,000 | 33,142,000 |
| Total capital | 32,088,000 | 33,085,000 | 33,206,000 | 33,584,000 |
| Risk-weighted assets | 74,936,000 | 76,485,000 | 75,648,000 | 80,021,000 |