Call reports 2018
SPRING VALLEY BANK — 2018
What SPRING VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,658,000 | 70,854,000 | 72,473,000 | 76,230,000 |
| Total loans | 57,326,000 | 62,332,000 | 63,356,000 | 66,371,000 |
| Allowance for loan losses | 330,000 | 355,000 | 353,000 | 371,000 |
| Securities available for sale | 54,000 | 54,000 | 55,000 | 55,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,072,000 | 39,971,000 | 41,150,000 | 44,496,000 |
| Interest-bearing deposits | 35,818,000 | 36,663,000 | 37,154,000 | 40,196,000 |
| Noninterest-bearing deposits | 4,254,000 | 3,308,000 | 3,996,000 | 4,300,000 |
| Equity capital | 30,550,000 | 30,830,000 | 31,265,000 | 31,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,232,000 | 3,528,000 | 4,831,000 |
| Interest expense | 78,000 | 178,000 | 318,000 | 474,000 |
| Net interest income | 1,016,000 | 2,054,000 | 3,210,000 | 4,357,000 |
| Noninterest income | 24,000 | 47,000 | 63,000 | 87,000 |
| Noninterest expense | 349,000 | 672,000 | 982,000 | 1,337,000 |
| Provision for loan losses | -33,000 | 25,000 | 52,000 | 79,000 |
| Pretax income | 724,000 | 1,404,000 | 2,239,000 | 3,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 1,404,000 | 2,239,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,550,000 | 30,830,000 | 31,265,000 | 31,654,000 |
| Total capital | 30,880,000 | 31,185,000 | 31,618,000 | 32,025,000 |
| Risk-weighted assets | 65,429,000 | 68,992,000 | 70,178,000 | 73,236,000 |