Call reports 2017
SPRING VALLEY BANK — 2017
What SPRING VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,793,000 | 69,565,000 | 70,740,000 | 70,594,000 |
| Total loans | 53,357,000 | 58,436,000 | 56,641,000 | 57,086,000 |
| Allowance for loan losses | 377,000 | 438,000 | 369,000 | 370,000 |
| Securities available for sale | 502,000 | 503,000 | 54,000 | 54,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,974,000 | 39,683,000 | 40,446,000 | 40,071,000 |
| Interest-bearing deposits | 33,128,000 | 35,280,000 | 36,336,000 | 35,772,000 |
| Noninterest-bearing deposits | 3,846,000 | 4,403,000 | 4,110,000 | 4,299,000 |
| Equity capital | 29,780,000 | 29,828,000 | 30,214,000 | 30,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,137,000 | 3,247,000 | 4,293,000 |
| Interest expense | 44,000 | 94,000 | 157,000 | 228,000 |
| Net interest income | 1,020,000 | 2,043,000 | 3,090,000 | 4,065,000 |
| Noninterest income | 49,000 | 86,000 | 109,000 | 134,000 |
| Noninterest expense | 326,000 | 711,000 | 1,064,000 | 1,401,000 |
| Provision for loan losses | -12,000 | 65,000 | -4,000 | -3,000 |
| Pretax income | 755,000 | 1,353,000 | 2,139,000 | 2,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 755,000 | 1,353,000 | 2,139,000 | 2,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,780,000 | 29,828,000 | 30,214,000 | 30,475,000 |
| Total capital | 30,157,000 | 30,266,000 | 30,214,000 | 30,845,000 |
| Risk-weighted assets | 58,828,000 | 63,712,000 | 61,807,000 | 62,137,000 |