Call reports 2016
SPRING VALLEY BANK — 2016
What SPRING VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,564,000 | 69,990,000 | 71,136,000 | 70,489,000 |
| Total loans | 55,015,000 | 56,037,000 | 56,121,000 | 55,597,000 |
| Allowance for loan losses | 374,000 | 381,000 | 395,000 | 389,000 |
| Securities available for sale | 500,000 | 501,000 | 501,000 | 501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,748,000 | 40,724,000 | 41,562,000 | 40,745,000 |
| Interest-bearing deposits | 35,977,000 | 37,071,000 | 36,847,000 | 36,439,000 |
| Noninterest-bearing deposits | 3,771,000 | 3,653,000 | 4,715,000 | 4,306,000 |
| Equity capital | 28,728,000 | 29,168,000 | 29,472,000 | 29,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 2,217,000 | 3,226,000 | 4,198,000 |
| Interest expense | 42,000 | 88,000 | 136,000 | 184,000 |
| Net interest income | 908,000 | 2,129,000 | 3,090,000 | 4,014,000 |
| Noninterest income | 39,000 | 101,000 | 141,000 | 214,000 |
| Noninterest expense | 398,000 | 749,000 | 1,032,000 | 1,435,000 |
| Provision for loan losses | 18,000 | 110,000 | 124,000 | 125,000 |
| Pretax income | 531,000 | 1,371,000 | 2,075,000 | 2,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,371,000 | 2,075,000 | 2,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,728,000 | 29,168,000 | 29,472,000 | 29,665,000 |
| Total capital | 29,102,000 | 29,549,000 | 29,867,000 | 30,054,000 |
| Risk-weighted assets | 71,276,000 | 71,876,000 | 61,836,000 | 61,357,000 |