Call reports 2011
SPRING VALLEY BANK — 2011
What SPRING VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,426,000 | 67,275,000 | 66,558,000 | 67,501,000 |
| Total loans | 50,651,000 | 50,087,000 | 49,804,000 | 48,354,000 |
| Allowance for loan losses | 834,000 | 618,000 | 756,000 | 775,000 |
| Securities available for sale | 4,524,000 | 4,525,000 | 5,036,000 | 5,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,429,000 | 41,270,000 | 39,824,000 | 40,362,000 |
| Interest-bearing deposits | 37,923,000 | 38,655,000 | 37,864,000 | 37,627,000 |
| Noninterest-bearing deposits | 2,506,000 | 2,615,000 | 1,960,000 | 2,735,000 |
| Equity capital | 25,851,000 | 25,872,000 | 26,620,000 | 27,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,859,000 | 3,011,000 | 4,083,000 |
| Interest expense | 92,000 | 181,000 | 265,000 | 338,000 |
| Net interest income | 911,000 | 1,678,000 | 2,746,000 | 3,745,000 |
| Noninterest income | 124,000 | 146,000 | 69,000 | 83,000 |
| Noninterest expense | 391,000 | 747,000 | 858,000 | 1,186,000 |
| Provision for loan losses | 369,000 | 382,000 | 514,000 | 566,000 |
| Pretax income | 275,000 | 695,000 | 1,443,000 | 2,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 695,000 | 1,443,000 | 2,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,851,000 | 25,872,000 | 26,620,000 | 27,052,000 |
| Total capital | 26,534,000 | 26,490,000 | 26,669,000 | 27,723,000 |
| Risk-weighted assets | 54,510,000 | 52,611,000 | 56,404,000 | 53,536,000 |