Call report 2004Q4
SPRING VALLEY BANK — 2004Q4
The 22 measures SPRING VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,757,000 | USD | evidence → |
| Total loans | 39,008,000 | USD | evidence → |
| Allowance for loan losses | 407,000 | USD | evidence → |
| Securities available for sale | 3,295,000 | USD | evidence → |
| Securities held to maturity | 1,646,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,217,000 | USD | evidence → |
| Interest-bearing deposits | 31,235,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,982,000 | USD | evidence → |
| Equity capital | 13,485,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,626,000 | USD | evidence → |
| Interest expense | 711,000 | USD | evidence → |
| Net interest income | 2,915,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 729,000 | USD | evidence → |
| Provision for loan losses | -55,000 | USD | evidence → |
| Pretax income | 2,456,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 2,440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,485,000 | USD | evidence → |
| Total capital | 13,892,000 | USD | evidence → |
| Risk-weighted assets | 37,414,000 | USD | evidence → |