Call reports 2016
AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION — 2016
What AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,140,514,000 | 6,188,090,000 | 6,336,670,000 | 6,421,357,000 |
| Total loans | 4,650,176,000 | 4,761,171,000 | 4,761,381,000 | 4,757,510,000 |
| Allowance for loan losses | 52,326,000 | 55,331,000 | 58,737,000 | 55,533,000 |
| Securities available for sale | 906,295,000 | 894,021,000 | 996,984,000 | 1,105,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,178,554,000 | 5,275,686,000 | 5,422,160,000 | 5,594,875,000 |
| Interest-bearing deposits | 3,598,530,000 | 3,648,782,000 | 3,810,108,000 | 3,909,878,000 |
| Noninterest-bearing deposits | 1,580,024,000 | 1,626,904,000 | 1,612,052,000 | 1,684,997,000 |
| Equity capital | 571,896,000 | 579,604,000 | 584,165,000 | 578,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 53,827,000 | 108,308,000 | 163,906,000 | 220,432,000 |
| Interest expense | 3,077,000 | 6,235,000 | 9,570,000 | 12,755,000 |
| Net interest income | 50,750,000 | 102,073,000 | 154,336,000 | 207,677,000 |
| Noninterest income | 15,013,000 | 30,656,000 | 48,779,000 | 64,863,000 |
| Noninterest expense | 41,403,000 | 83,990,000 | 125,902,000 | 169,023,000 |
| Provision for loan losses | 4,766,000 | 9,519,000 | 15,266,000 | 16,763,000 |
| Pretax income | 19,594,000 | 39,818,000 | 62,545,000 | 87,352,000 |
| Income tax | 6,921,000 | 13,860,000 | 21,483,000 | 30,073,000 |
| Net income | 12,673,000 | 25,958,000 | 41,062,000 | 57,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 523,121,000 | 528,063,000 | 534,552,000 | 542,239,000 |
| Total capital | 577,197,000 | 583,432,000 | 590,272,000 | 597,940,000 |
| Risk-weighted assets | 4,362,371,000 | 4,427,822,000 | 4,452,819,000 | 4,454,545,000 |